Personal Finance SIP: Investing Systematically for Financial Prosperity Updated : August 14, 2020 05:53 PM IST The habit of Systematic Investment Plan (SIP) allows you to invest consistently into debt or equity instruments, irrespective of whether the market is going up or down. Subscribe to Moneycontrol PRO at just Rs.33/- per month for the first year. Use code SUPERPRO. Limited period offer. Available on Web and Android.